TITLE:
Integrative Review of International Publications about Open Banking
AUTHORS:
Vinicius Dezem, Renard Pereira Martins, Marcelo Macedo, Marlise There Dias, Débora Cardoso da Silva
KEYWORDS:
Open Banking, Integrative Review, Competitiveness
JOURNAL NAME:
Modern Economy,
Vol.14 No.5,
May
24,
2023
ABSTRACT: Open Banking is an emerging and relevant topic in the banking industry
that has been explored worldwide. This refers to an initiative aimed at
promoting the integration of banking systems
through an open platform, allowing different financial institutions to
share their clients’ data and services in a secure and standardized manner.
Given the relevance of the subject, there is a need to understand scientific publications on the topic and highlight their
contributions to the Science of Administration. In this sense, this article
aims to conduct an integrative analysis of the literature on Open Banking. This work involved a structured process of selection and integrative analysis based on four databases, which resulted in 425 works.
These studies underwent a filtering process, resulting in a portfolio of
26 articles aligned with the subject and representing the current state of the
topic from the researcher’s perspective. The results indicate that the studies
are focused on topics such as system integration, data security, and
operational models, mainly related to the initial phases of Open Banking
implementation. Additionally, the study highlights the lack and need for
studies focused on corporate and business aspects, such as competition
strategies, management models, and strategic positioning in this new market.