Methodology to Predict NPA in Indian Banking System - Theoretical Economics Letters

TEL > Vol.6 No.4, August 2016

Theoretical Economics Letters

Volume 6, Issue 4 (August 2016)

ISSN Print: 2162-2078 ISSN Online: 2162-2086

Google-based Impact Factor: 1.19 Citations h5-index & Ranking

Methodology to Predict NPA in Indian Banking System ()

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DOI: 10.4236/tel.2016.64087 8,409 Downloads 16,665 Views Citations

Author(s)

Gourav Vallabh¹, Digvijay Singh², Ruchir Prasoon², Abhimanyu Singh²

Affiliation(s)

¹Finance Area, XLRI Xavier School of Management, Jamshedpur, India.
²Business Management, XLRI Xavier School of Management, Jamshedpur, India.

ABSTRACT

Banking sector is the backbone of any economy and plays a pivotal role in the development of the nation. With the ever increasing need of involvement of banks in the economic growth process, the issue of non-Performing Assets (NPAs) has assumed mammoth proportions. Subsequently, as government in emerging countries pushes for financial inclusion, the risk associated with bank assets increases. With this background, this paper analyses problem of non-Performing Assets (NPAs) in Indian banking system. The authors have devised a unique way to forecast the NPAs in Indian banking system in 2020. The focus was to devise a model which would play a pivotal role in forecasting future NPAs in the Indian banking sector. This was achieved by looking into various methodologies and zeroing in on a model, which could be implemented to help understand how NPAs could be predicted.

KEYWORDS

Non-Performing Assets, Multiple Linear Regression, Holt-Winter, Asset Restructuring Companies

Share and Cite:

Vallabh, G. , Singh, D. , Prasoon, R. and Singh, A. (2016) Methodology to Predict NPA in Indian Banking System. Theoretical Economics Letters, 6, 827-836. doi: 10.4236/tel.2016.64087.

Cited by

[1]	A Revised Paradigm for Calculating the NPA Percentage in Banks
	Indian Journal of Finance, 2022

[2]	Factors Affecting NPAs in Indian Banking Sector
	Paradigm, 2021

[3]	Macro‐economic determinants of non‐performing assets in the Indian banking system: A panel data analysis
	2020

[4]	NPA Tracker Mobile Application-An Innovative Application of Computer Engineering in Economic Development of the Nation
	2019

[5]	Trend and determinants of non-performing assets in India
	2019

[6]	Sustainability and Ethical Banking: A Case Study of Punjab National Bank
	2019

[7]	Effect of NPAs on financial performance of public sector banks in India: A study of changing scenario
	2017

[8]	Galloping Non-Performing Assets Bringing a Stress on India's Banking Sector: An Empirical Study of an Asian Country
	International Journal of Management Sciences and Business Research, 2017

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