Author(s)

Mengqi Hou, Yang Liu

Nanjing Normal Univeristy, Business College, Nanjing, China.

With the development of rural banks in China for more than a decade, some progress has been made in supporting micro-credit and serving agriculture, rural areas and farmers. However, with the promotion of the breadth and depth of practice, there are still many problems to be solved. In this paper, based on the summary of existing research results and in the context of inclusive finance, Fudeng rural bank is taken as a typical case to analyze, so as to provide new ideas for the sustainable development of rural banks in China. In conclusion, suggestions are proposed from the policy support, financial, regulatory mode of science and technology, enterprise culture and the developing direction of five aspects.

Rural Banks, Financial Inclusion, Rural Finance, Sustainable Development

Hou, M. and Liu, Y. (2019) Research on the Development of Chinese Rural Banks from the Perspective of Inclusive Finance—Based on the Empirical Evidence of Fudeng Rural Bank. Open Journal of Social Sciences, 7, 38-51. doi: 10.4236/jss.2019.710004.