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Chandio, A., Jiang, Y., Wei, F., Rehman, A., & Liu, D. (2017). Famers’ Access to Credit: Does Collateral Matter or Cash Flow Matter? Evidence from Sindh, Pakistan. Cogent Economics & Finance, 5, Article ID: 1369383.
https://doi.org/10.1080/23322039.2017.1369383

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