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has been cited by the following article:

• TITLE: Analysis of Factors Influencing Access to Credit for Vegetable Farmers in the Gulf Prefecture of Togo

  AUTHORS: Hadoufeyi Essowè Julien, Ayenagbo Kossi, Egbendewe Y. Gregoire Aklésso

  KEYWORDS: Agricultural Credit, Market Gardeners, Logistic Regression, Access to Credit

  JOURNAL NAME: American Journal of Industrial and Business Management, Vol.11 No.5, May 12, 2021

  ABSTRACT: This paper addresses the issue of access to credit for market gardeners in the Gulf prefecture of southern Togo. Beyond structural constraints, individual socioeconomic characteristics of market gardeners are factors that play a role in access to credit. The binomial logit regression model was used as an analytical tool. From the National Agricultural Census (NAC, 2011) database, 452 market gardeners were randomly selected. The results showed that gender, membership in a financial solidarity group, sown area, marital status, type of association, interest rate are the significant variables influencing the demand for agricultural credit.