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has been cited by the following article:

• TITLE: Research on Credit Risk Assessment of Small and Medium-Sized Enterprises in Commercial Banks

  AUTHORS: Yacui Gao, Lidan Zhang

  KEYWORDS: Commercial Banks, Small and Medium-Sized Enterprises, Credit Risk, Evaluation Model

  JOURNAL NAME: Open Access Library Journal, Vol.5 No.11, November 23, 2018

  ABSTRACT: By using the data of 2014 and 2015 about the 90 small and medium-sized en-terprises credit default and normal samples from a joint-stock commercial bank, this paper builds the credit risk assessment evaluation index system to the small and medium-sized enterprise of commercial bank. Based on the logit model, we make a test for the 30 enterprises of the testing samples. Finally, the evaluation model draws that the predicted probability of default of the model is as high as 90%, the reliability of credit risk assessment model is verified.