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Hoff, K. and Stiglitz, J.E. (1997) Moneylenders and Bankers: Price-Increasing Subsidies in a Monopolistically Competitive Market. Journal of Development Economics, 55, 485-518.
http://www.sciencedirect.com/science/article/pii/S0304387896004439
https://doi.org/10.1016/S0304-3878(98)00062-5

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