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Louzis, D., Vouldis, A., & Metaxas, V. (2012). Macroeconomic and Bank-Specific Determinants of NPLs in Greece: A Comparative Study of Mortgage, Business and Consumer Loan Portfolios. Journal of Banking and Finance, 36, 1012-1027.
https://doi.org/10.1016/j.jbankfin.2011.10.012
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