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Avlonitis, G.J., Papastathopulou, P.G. and Gounaris, S P. (2001) An Empirically-Based Typology of Product Innovativeness for New Financial Services: Success and Failure Scenarios. Journal of Product Innovation Management, 18, 324-334.
http://dx.doi.org/10.1016/S0737-6782(01)00102-3

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