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Sagkol, E., Cetinkaya, E., Mazmanci, H., Kayci, I., Isikli, K., Celik, M., Kucuk, R., Atalay, S., Sagut, S., Sunerin, S. and Sevinc, V.U. (2013) Kredi Riski Azaltim Tekniklerine Iliskin Teblig Serhi. BAT Publication No 298, Banks Association of Turkey, Ankara.

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