Adoption of Financial NICTs in the SMEs of Bukavu in the DR Congo: What Perspective? - Open Journal of Business and Management

OJBM > Vol.10 No.2, March 2022

Open Journal of Business and Management

Volume 10, Issue 2 (March 2022)

ISSN Print: 2329-3284 ISSN Online: 2329-3292

Google-based Impact Factor: 1.13 Citations

Adoption of Financial NICTs in the SMEs of Bukavu in the DR Congo: What Perspective? ()

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DOI: 10.4236/ojbm.2022.102048 134 Downloads 620 Views

Author(s)

Alain Mukamba Mulungula¹, Frederic Nimubona², Vwima Ngezirabona Stany³

Affiliation(s)

¹Department of Commercial and Administrative Sciences, Institute Superior Pedagogies in Bukavu, Bukavu, Democratic Republic of Congo.
²Faculty of Economics and Management, University of Burundi, Bujumbura, Burundi.
³Faculty of Economics and Management, Evangelical University in Africa (UEA), Bukavu, Democratic Republic of Congo.

ABSTRACT

Access to information and communication technologies ensures the performance of SME, their competitiveness by allowing them to be resilient to competition. This article focuses on the analysis of the factors adoption of financial NICT by SME in the city of Bukavu in DR Congo. We analyze the variables that drive SME in Bukavu to adopt financial NICT. This study is based on 130 SME (all’s categories) selected in the city of Bukavu. The results obtained show that the adoption of financial NICT by SMEs in the city of Bukavu is explained by the organizational culture, competitive pressure, the relationship with partners and the lack of resources. In addition, the results of the confirmatory factor analysis and structural equations showed that the index of financial NICT adoption for SMEs in the city of Bukavu is 73.4% and revealed that the model is good and reliable with a α = 0.745 > 0.7.

KEYWORDS

Adoption, Financial, NICTs, SMEs, Bukavu-RDC and Perspective

Share and Cite:

Mulungula, A. , Nimubona, F. and Stany, V. (2022) Adoption of Financial NICTs in the SMEs of Bukavu in the DR Congo: What Perspective?. Open Journal of Business and Management, 10, 860-881. doi: 10.4236/ojbm.2022.102048.

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