Formal Financial Credit Constraints and Solutions for Entrepreneurial Farmers - Modern Economy

ME > Vol.9 No.12, December 2018

Formal Financial Credit Constraints and Solutions for Entrepreneurial Farmers ()

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Download as PDF (Size: 345KB) PP. 2268-2282

DOI: 10.4236/me.2018.912140 722 Downloads 1,766 Views

Author(s)

Xiaoyan Zhang

Affiliation(s)

Division of Finance, School of Economics, Jinan University, Guangzhou, China.

ABSTRACT

With the deepening of China’s economic reforms, in the process of gradual diversification of farmers’ incomes, the income growth brought by farmers’ entrepreneurship plays an important role in increasing farmers’ income. The importance of formal financial support for entrepreneurial farmers is self-evident. However, due to various factors between entrepreneurial farmers and formal financial institutions, the supply and the demand of formal financial credits of entrepreneurial farmers are unbalanced. This paper firstly analyzes the formation of formal financial credit constraints of entrepreneurial farmers by combining the current situation of supply and demand of formal financial credits of entrepreneurial farmers, and then proposes countermeasures to alleviate the formal financial credit constraints of entrepreneurial farmers.

KEYWORDS

Formal Financial Institutions, Entrepreneurial Farmers, Credit Constraints, Mortgage Guarantees, Risk Control

Share and Cite:

Zhang, X. (2018) Formal Financial Credit Constraints and Solutions for Entrepreneurial Farmers. Modern Economy, 9, 2268-2282. doi: 10.4236/me.2018.912140.

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